1. Saral Swadhan Plus

• Type: Non-linked, non-participating plan (term assurance plus maturity / return of premium features). 

• Entry Age: 18 years (last birthday) to 55 years. 

• Policy Term / Maturity Age: Policy term options of 10 or 15 years. Maturity age up to 70 years. 

• Sum Assured Range: Approximately ₹ 30,000 to ₹ 4,75,000 depending on policy term & premium. 

• Premium Range & Modes: Minimum premium ~ ₹ 1,500; maximum ~ ₹ 5,000 in multiples of ₹ 500. Annual frequency. 

• Death Benefit / Maturity Benefit:
    • Death benefit: Sum Assured paid if life insured dies during policy. 
    • Maturity benefit: On survival to term, portion of premiums paid; for example, 100% of premiums for 10-year term; 115% for 15-year term. 

• Paid-up Value / Lapse: If at least 3 annual premiums are paid and policy lapses before maturity, a paid-up benefit applies with reduced sum. 

2. eShield (SBI Life – eShield)

• Type: Pure protection / term insurance. Non-linked, non-participating. 

• Benefit Structures:
    • Level Cover Benefit – Sum Assured stays the same throughout the policy term. 
    • Increasing Cover Benefit – Sum Assured increases at simple rate of 10% every 5 years. 

• Entry Age: 18 years (last birthday) minimum. Maximum differs by structure: up to 65 years for Level cover; up to 60 years for Increasing cover. 

• Maturity / Maximum Age: For Level cover: up to 80 years; for Increasing cover: up to 75 years. 

• Maturity Benefit: None (no maturity benefit in pure term plans). 

• Riders Available:
    • Accidental Death Benefit Rider. 
    • Accidental Total & Permanent Disability Benefit Rider. 

3. Shubh Nivesh

• Type: Endowment plan with savings + life cover; offers both endowment and whole life option in some variants. 

• Entry Age: Minimum 18 years. Maximum entry age: ~58 years for Regular Premium (RP), ~60 years for Single Premium (SP), ~50 years for “endowment with entire life” variant. 

• Maturity Age: Up to 65 years, possibly up to 100 years if whole life option chosen. 

• Sum Assured: Minimum Sum Assured ~ ₹ 75,000 (x 1000 rupee unit); upper limit not bounded in source (“No Limit on the maximum sum assured”) 

• Premium Payment Modes: Yearly, Half-yearly, Quarterly, Monthly. 

• Key Features:
    • Savings component: maturity benefit + death benefit. 
    • Whole-life variant included. 

4. Smart Elite

• Type: ULIP (Unit Linked Insurance Plan). 

• Entry Age: 18 – 60 years.

• Maturity Age / Policy Term: Typically up to 65 years; policy term can vary (5-30 years as per examples for similar ULIP plans). 

• Sum Assured / Minimum Premiums: Minimum annual premium thresholds depend on premium mode: e.g. for yearly mode, half-year, etc. For “Smart Elite”, minimum premium amounts are higher (exact numbers depend on age & mode). 

• Features: Investment fund options; ULIP benefits (fund switching, investment risk on policyholder, etc.). 

5. Smart Shield Plus

• Type: Term / Pure protection plan. Non-linked. “Online” plan variant.Entry Age: 18 years onwards. 

• Annual Premium Range: Starts from ~ ₹ 2,500 annually (varies with sum assured etc). 

• Features:
    • Multiple plan options. 
    • Option to add rider (e.g. Accidental Benefit Rider) for enhanced protection. 

6. Smart Bachat Plus

• Type: Savings / Participating plan with in-built accidental death & permanent disability benefits. 

• Entry Age: Minimum ~3 years for some options. 

• Premium Payment Term: Either Regular or Limited Premium. 

• Features:
    • Option “Life” or “Life Plus.” 
    • Refund / bonuses as per participating plan. 

Other Notable Offerings Mentioned

• SBI Life – Retire Smart / Retire Smart Plus (Retirement / Pension / Wealth creation with retirement income) etc. 

• SBI Life – Saral Jeevan Bima (Term insurance standard low cost)