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Office Address

431/432, SWAGAT HIGHSTREET TWIN CITY, SARGASAN, GANDHINAGAR, GUJARAT-382419

Phone Number

+91-7488349969

Email Address

honestcapital0201@gmail.com

ManipalCigna Plans & Details

ManipalCigna Plans & Details

ManipalCigna Plans & Details

1. Lifetime Health (India & Global)

  • Sum Insured Range: ₹ 50 Lakhs to ₹ 3 Crore. 
  • Eligibility:
      • Adults: 18-65 years; Children: from 91 days up to 25 years. 
  • Policy Terms: Can choose policy period of 1, 2 or 3 years. Discounts for multi-year policies (e.g. ~7.5-10%). 
  • Key Features:
      • Unlimited restoration (for unrelated illnesses) so you are not left short of cover. 
      • Global plan option (for hospitalisation & major illnesses outside India) with separate domestic / global SI. 
      • Optional packages: Global+, Women+ (women-specialized), Health+ (extra coverage). 

2. Critical Illness Cover

  • Sum Insured Range: ₹ 1 Lakh to ₹ 25 Crore. Often up to ₹ 3 Crore depending on underwriting. 
  • Eligibility / Ages: Entry age typically 18-65 years. 
  • Key Features:
      • You can opt for covering 15 or 30 critical illnesses depending on version selected. 
      • Payout options: Lump-sum on diagnosis or staggered payout (part upfront, remainder over time). 
      • Access to online wellness programmes. 

3. ProHealth / ProHealth Select / ProHealth Prime / ProHealth (Family & Individual)

  • Sum Insured Ranges:
      • ProHealth Select: up to ~ ₹ 25 lakhs. 
      • ProHealth Preferred etc: ~ ₹ 15-50 lakhs for some variants. 
      • Also there are higher SI ones under “Lifetime Health / ProHealth Accumulate” etc. 
  • Eligibility:
      • Minimum age: sometimes from 91 days (for children). 
      • Adult entry age typically 18 years; in some cases “no upper limit” for adult under some ProHealth-Prime/Family etc. 
  • Key Features:
      • Pre-hospitalisation and post-hospitalisation cover. 
      • Day care treatments, ambulances, AYUSH etc. 
      • Often cumulative bonus for claim-free years. 

4. Lifestyle Protection — Critical Care / Accident Care / Other Variants

  • Critical Care Plan:
      • Entry age: ~18-65 years. 
      • Sum insured: ₹ 1 Lakh up to very high limits (₹ 25 Crore in some cases). 
      • Covers specified critical illnesses (15 or 30). 
  • Accident Care Plan:
      • Entry age: Adults ~18-80 years; children from ~5-25 years depending on variant. 
      • Sum insured: ₹ 50,000 up to large amounts like ₹ 10 Crore. 

5. Other notable plans / variants

  • Saral Suraksha Bima: Accident / simple coverage plan. Eligibility from ~3 months age, up to maybe 70 years. Sum insured ~ ₹ 2.5 Lacs to ₹ 1 Crore. 
  • Super Top-Up: For adding higher layer of protection over base cover. Details vary; sum insured limited in top-up ranges, entry age 91 days for children, etc

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