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Office Address

431/432, SWAGAT HIGHSTREET TWIN CITY, SARGASAN, GANDHINAGAR, GUJARAT-382419

Phone Number

+91-7488349969

Email Address

honestcapital0201@gmail.com

Major Plans by Star Health & Allied Insurance

Major Plans by Star Health & Allied Insurance

Major Plans by Star Health & Allied Insurance

Super Star Insurance Plan

  • Eligibility: Adults 18–65 years, children from 91 days to 25 years (dependent).
  • Sum Insured: ₹7.5 lakh – ₹1 crore.
  • Highlights:
    • “Limitless Care” benefit – one claim without sum insured limit.
    • Unlimited restoration of sum insured.
    • 100% bonus on renewal.
    • No room rent restriction (any category).
    • Optional covers like wellness, global coverage, etc.

🔹 Star Flexi Plan

  • Eligibility: Adults 18–65 years, children from 91 days (family floater option).
  • Sum Insured: ₹5 lakh – ₹1 crore (varies by Essential, Preferred, Secure variants).
  • Highlights:
    • Customizable benefits.
    • Room rent flexibility.
    • Air ambulance cover (higher variants).
    • Wellness programs & discounts.

🔹 Family Health Optima Insurance Plan

  • Eligibility: Adults 18–65 years, children from 16 days – 25 years.
  • Sum Insured: ₹1 lakh – ₹25 lakh (family floater).
  • Highlights:
    • One sum insured shared by family.
    • Automatic restoration of sum insured.
    • Covers newborn baby from 16th day.
    • Ambulance charges & AYUSH treatments covered.

🔹 Medi Classic Insurance Policy (Individual)

  • Eligibility: Adults 18–65 years, children from 16 days (dependent).
  • Sum Insured: ₹50,000 – ₹25 lakh (depending on variant).
  • Highlights:
    • In-patient hospitalization, AYUSH, modern treatments.
    • Psychiatric/psychosomatic disorders covered.
    • Restoration of sum insured.
    • Option for daily cash benefit (shared accommodation).

🔹 Smart Health Pro

  • Eligibility: Adults 18–65 years, dependent children 16 days–25 years.
  • Sum Insured: ₹5 lakh – ₹1 crore.
  • Highlights:
    • Unlimited restoration of sum insured.
    • Cumulative bonus for claim-free years.
    • Choice of any hospital room category.
    • Preventive health checkups & wellness rewards.

🔹 Star Health Assure Insurance Policy

  • Eligibility: Adults 18–65 years, dependent children 91 days–25 years.
  • Sum Insured: ₹5 lakh – ₹2 crore.
  • Highlights:
    • Covers maternity, assisted reproduction, newborn baby, home care.
    • Unlimited restoration of sum insured.
    • Delivery expenses covered after waiting period.
    • No capping on room rent for higher sums insured.

🔹 Star Comprehensive Insurance Policy

  • Eligibility: Adults 18–65 years, children 91 days–25 years.
  • Sum Insured: ₹5 lakh – ₹25 lakh.
  • Highlights:
    • Pre & post hospitalization, daycare, maternity cover.
    • Outpatient dental & ophthalmic treatment.
    • Personal accident cover included.
    • PED (Pre-existing Disease) waiting period reduction option.

🔹 Star Cardiac Care Insurance Policy

  • Eligibility: People aged 10–65 years with existing/past cardiac conditions.
  • Sum Insured: ₹3 lakh – ₹4 lakh (Silver & Gold plans).
  • Highlights:
    • Covers cardiac + non-cardiac hospitalization.
    • Pacemaker & cardiac device costs covered.
    • 90 days waiting period for pre-existing cardiac conditions.
    • Suitable for people with heart ailments.

🔹 Arogya Sanjeevani Policy (Star Health)

  • Eligibility: Adults 18–65 years, children 3 months–25 years.
  • Sum Insured: ₹1 lakh – ₹10 lakh.
  • Highlights:
    • Standard IRDAI-mandated plan.
    • Hospitalization, daycare, AYUSH covered.
    • Annual policy with co-payment clause.
    • Affordable premiums, simple features.

🔹 Young Star Insurance Policy

  • Eligibility: Adults 18–40 years (entry age capped), children 91 days–25 years.
  • Sum Insured: ₹5 lakh – ₹1 crore.
  • Highlights:
    • Designed for younger families.
    • Restoration of sum insured available.
    • Lower premiums compared to other plans.
    • Wellness benefits included.

🔹 Star Women Care Insurance Policy

  • Eligibility: Women 18–75 years, children from 91 days.
  • Sum Insured: ₹5 lakh – ₹1 crore.
  • Highlights:
    • Maternity & delivery cover (after waiting period).
    • Assisted reproduction and sub-fertility treatment cover.
    • Covers newborns and women-specific health issues.
    • Lifetime renewability.

🔹 Super Surplus Insurance Policy (Top-up)

  • Eligibility: Adults 18–65 years, children 3 months–25 years.
  • Sum Insured: ₹5 lakh – ₹1 crore (above deductible).
  • Highlights:
    • Works as a top-up with deductible.
    • Silver & Gold plan options.
    • Affordable way to get higher coverage.
    • Lifelong renewals.

🔹 Senior Citizens Red Carpet Health Insurance

  • Eligibility: Entry from 60–75 years (no pre-insurance medical test).
  • Sum Insured: ₹1 lakh – ₹25 lakh.
  • Highlights:
    • Specially designed for senior citizens.
    • Lifetime renewals available.
    • Covers pre-existing diseases after waiting period.
    • Affordable premium for seniors.

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