Care Health Insurance Plans: A Comprehensive List
Care Health Insurance Plans: A Comprehensive List
Care Health Insurance offers a wide range of plans to cater to different health and financial needs, from family floaters to plans for senior citizens and critical illnesses.
1. Care Supreme
A next-generation health insurance plan for individuals and families, offering a wide range of unique benefits and high coverage options.
- Key Features: Unlimited automatic recharge of the sum insured, no sub-limits on room rent or ICU charges, cumulative bonus of up to 500% of the sum insured, and coverage for advanced technology treatments.
2. Care Joy
Specifically designed as a maternity health insurance plan, it covers pre-natal, post-natal, and newborn baby expenses.
- Key Features: Coverage for maternity expenses, newborn baby cover (including for birth defects), and lifelong renewability. It is available in two variants with different waiting periods for maternity benefits.
3. Care Freedom
This plan is created for individuals with pre-existing diseases like diabetes and hypertension, providing them with a financial safety net.
- Key Features: A reduced waiting period of 24 months for pre-existing diseases, annual health check-ups, and coverage for domiciliary hospitalization. It is available on both individual and family floater bases.
4. Care Enhance (Super Top-up)
A super top-up plan that provides an additional layer of coverage over your existing health insurance, protecting you from high-cost medical emergencies after a specified deductible has been met.
- Key Features: High sum insured options up to Rs. 55 lakh, no sub-limits on ICU costs, and global treatment through the "Enhance Anywhere" feature. It is a cost-effective way to get high-level coverage.
5. Care Advantage
This plan offers extensive coverage, including global medical coverage for emergencies, making it suitable for those who travel frequently or want broader protection.
- Key Features: Domestic and global coverage, wellness benefits with discounts on renewal premiums, and a high sum insured of up to Rs. 6 crore.
6. Senior Health Advantage
Tailored for senior citizens, this plan offers health security without the need for a mandatory pre-policy medical check-up.
- Key Features: No pre-policy medical check-up, unlimited automatic recharge, and an annual health check-up for all insured individuals.
7. Care Heart
A specialized plan designed for individuals with heart-related conditions.
- Key Features: Annual cardiac health check-ups, lifelong renewability, and global coverage for higher sum insured options.
