ICICI Lombard Health Insurance Plans: A Comprehensive List

ICICI Lombard offers a diverse portfolio of health insurance plans tailored to meet a wide range of customer needs, from basic medical coverage to high-end, specialized policies.

1. Health AdvantEdge

A comprehensive health insurance policy designed for individuals and families. It focuses on offering benefits beyond basic hospitalization, including wellness and preventive care.

• Key Features: No room rent capping, no co-payment, lifelong renewability, and coverage for pre-existing diseases after a waiting period. It also offers loyalty bonuses and health rewards.

2. MaxProtect

This is a high-sum insured policy providing extensive coverage for individuals and families. It is ideal for those seeking robust financial protection against major medical expenses.

• Key Features: High sum insured options (starting from ₹50 lakhs), worldwide coverage, and unlimited sum insured reset for the same illness in a policy year.

3. Arogya Sanjeevani Policy

A standard, basic healthcare policy compliant with IRDAI guidelines. It’s a great entry-level plan for individuals or families with fundamental healthcare needs, with a coverage range of ₹1 lakh to ₹5 lakh.

4. Activate Booster

A super top-up health insurance policy that provides an additional layer of financial protection. It activates when your existing health insurance policy's sum insured is exhausted, offering extra coverage at an affordable cost.

5. Personal Protect

This policy is designed for personal accident protection, offering coverage against accidental death and permanent total disability (PTD). The coverage can go up to ₹25 lakh.

6. Golden Shield

A specialized health insurance plan for senior citizens aged 56 and above, providing features and benefits to ensure efficient medical care for the elderly.

7. Health Shield 360

This plan offers comprehensive protection with a "360-degree" approach to wellness. It includes features like a wellness program, OPD cover, and unlimited sum insured reset.

• Key Features: Unlimited sum insured reset, wellness program, coverage for pre-existing diseases after 12 months, and optional worldwide cover.

8. Elevate

A flexible and feature-rich policy that covers a wide range of healthcare expenses, from doctor's visits to hospitalization.

• Key Features: Includes unlimited sum insured options, a "Power Booster" for a 100% sum insured increase, and coverage for surrogacy treatments.

9. Complete Health Insurance

A broad, all-encompassing policy for individuals and families. It offers extensive coverage with no capping on room rent and a zero co-pay clause.

• Key Features: No room rent capping, zero co-pay, coverage for pre-existing diseases after a two-year waiting period, and complimentary health check-ups.

10. Saral Suraksha Bima

A standard personal accident policy that provides financial support in the event of accidental death or disablement. It also includes optional add-ons for temporary disablement and hospitalization.

11. Corona Kavach Policy

A specific, indemnity-based health insurance policy designed to cover medical expenses related to COVID-19. It covers in-patient hospitalization, home care treatment, and pre and post-hospitalization costs.